By using our website(s) you agree to the terms contained on this page. If you do not agree with these terms you must immediately leave the site and not use it again or use any information contained in it.

Liability

We exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect or consequential loss or damages, or any loss of income, profits, goodwill, data, contract, use of money, or loss or damage arising from or connected in anyway to business interruption, and whether in tort (including without limitation negligence) contract or otherwise) in connection with this Website in any way or in connection with the use, inability to use or the results of use of any of our websites, any websites linked to our websites or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Website or your downloading of any material from our websites.

Accuracy of Information

Every effort is made to ensure that the information in our sites is accurate and up to date. However, we can not accept any responsibility for incorrect information or any decisions you make based on that information. We always advise that you should contact an expert in the field before relying on any information on a website. You should take appropriate steps to verify any information before acting on it. The material on our website are provided “as is”, without any conditions, warranties or other terms of any kind as to the operation of our Website, the accuracy of the information or the products or services referred to on it.

We do not collect information on any of our sites except for the reasons detailed where the data is collected. We will not pass data on to any one else. However, you should be aware that we and some of our advertisers use cookies to help manage the content of the site and to track any sales that may result.

Unless otherwise stated, the copyright, database rights, trademark rights and other intellectual property rights in the contents of our websites (including without limitation all design, text, graphics, audio, video or image files and program code) are owned by us or our licensors. This includes the organisation and layout of this Website together with any underlying software code.

You may print and download extracts from this Website for your own personal use. You may not modify, alter, republish, redistribute, resend, sell or broadcast any material on this Website to any other party or make such material available on-line or make the same available in hard copy or on any other media without our prior written permission.

If you breach any of these terms your permission to use this Website automatically terminates and you must immediately destroy any downloads or printed extracts from this Website.

By sending us information to be included on any of our websites you provide us royalty free use of that material and warrant that you are legally allowed to to share it with us.

Links to other websites

We sometimes provide links to other websites (including those of our contractual partners). If you use links to third party websites on this Website you will leave this Website. We do not control and are not responsible for these websites or their content or availability.

We do not make any representations about any third party websites, or any material found there, or any results that may be obtained from using them. We cannot be responsible for any loss or damage. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.

Confidentiality

We are unable to guarantee the confidentiality or security of any data passing via any of our websites. Accordingly, your use of our websites is at your own risk.

Payments

We accept credit card payments via RBS Worldpay, PayPal. We also accept cheque payments as well as electronic transfers

General

This website and your use of it, will be governed by the laws of England and Wales. The pages on this website comply with relevant UK legislation and regulations and are intended only to be used by people in the UK.

Availability

Whilst we endeavour to ensure that our websites are normally available 24 hours a day, we shall not be liable if for any reason any website is unavailable at any time or for any period. Access to our websites may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.

Changes to our Terms of Use

We may change these terms and conditions at any time and will display only the latest version on our websites.

Advice

Nothing in this, or any of our sites should be construed as advice under the Financial Services Act (1986). All information is provided as a guide and you should always satisfy yourself as to the suitability of any product.

None of our websites offer advice and any information contained on our sites should be taken as a general guide. You should always check with the company supplying the product or service that it meets your needs.